Investment Property Loans

We recognize that real estate investment can offer significant opportunities. Our investment property loans, featuring competitive interest rates, flexible loan terms, and a streamlined application process, are tailored to address the requirements of investors like yourself.
Whether buying or refinancing an investment property, partnering with someone knowledgeable and experienced is essential. Whether you’re a seasoned investor with a portfolio of 5-10 properties or a first-time investor recognizing the value of real estate in your investment strategy, we can assist you in securing an excellent investment property loan.

Owning, managing, maintaining, upgrading, and overseeing even a single investment property entails significant responsibility, as many of you reading this are likely aware. There are many considerations to ponder before purchasing, and lenders have different reviews when qualifying you for financing, whether it’s your first or tenth financed property.
Conventional loans, backed by Fannie Mae and Freddie Mac, are the most prevalent options for purchasing and refinancing investment properties due to their attractive low rates.

The entire down payment must be from your funds. Income qualification is required, meaning you must prove your income is sufficient to cover your existing monthly liabilities and the new mortgage payment for the additional property. Additionally, with conventional loans, you must maintain assets in your accounts equivalent to six months of charges for each owned property (covering principal, interest, taxes, insurance, and association dues).

It’s important to note that the mentioned Conventional loans are not designed for flipping houses. We collaborate with a distinct lender for fix-and-flip endeavors, but our primary clientele comprises buy-and-hold investors. New programs have expanded our capacity to cater to fix-and-flip scenarios, among other unique guidelines, broadening our support to a broader range of investors.